YBLPay is a digital-first financial services and assisted commerce platform for Bharat. We equip local retailers — the kirana, the mobile shop, the CSC — to deliver banking, payments and protection to the households around them.
HVD Fintech Private Limited built YBLPay on a simple observation: for tens of millions of Indian households, the nearest bank branch is a bus ride away, but the nearest kirana shop is three minutes on foot. If that shopkeeper could safely handle a withdrawal, a transfer or an insurance premium, banking would stop being a journey and start being an errand.
Since launch, YBLPay has grown into a pan-India network of retail partners operating across 18+ states, processing crores of rupees in transactions every month, and settling most of them in under a minute.
Four commitments that shape every product decision we make.
End-to-end encryption, PCI-DSS aligned infrastructure and audited access controls on every rail we touch.
Commissions and float land in the partner wallet in under a minute, not at the end of the week.
Vernacular-first app in 11 languages, voice prompts, and flows designed for assisted use at a counter.
Transparent commission on every service, plus footfall that turns into shop sales.
Our team spans engineers, compliance specialists and a field force that trains partners in their own language. We're always looking for people who want fintech to reach further than the last flyover. Write to us at contact@yblpay.online with "Careers" in the subject line.
For press inquiries, partnership proposals or media assets, reach our team directly.