Services

One login. Six ways to serve your village.

Every YBLPay service runs from the same partner app and settles to the same wallet. Tap a service below to see exactly what it includes.

Aadhaar-enabled
Aadhaar Services (AEPS) Biometric banking, no card needed Let customers withdraw cash, check balance, get a mini statement and pay merchants using just their Aadhaar number and a thumb.
  • Cash withdrawal and balance enquiry
  • Mini statement printing
  • Aadhaar Pay for merchant collections
  • Works with all UIDAI-certified scanners
All Indian banksReal-timeUIDAI-compliant
Send money
Domestic Money Transfer Send money anywhere in India Instant bank-to-bank remittance for walk-in customers via IMPS and NEFT — wages home before dinner, with an SMS receipt for both sides.
  • IMPS credit in seconds, NEFT fallback
  • Beneficiary saved for repeat sends
  • SMS receipt for sender and receiver
  • Automatic refund on failed credit
IMPS/NEFTAll Indian banksInstant SMS
Card payments
Micro ATM Turn your counter into an ATM A portable, secure PIN-based POS terminal that lets any retailer accept debit cards and dispense cash — a card-swipe ATM that fits in a drawer.
  • Debit card withdrawal and balance check
  • PIN-based, EMV-certified terminals
  • Printed or SMS receipt
  • Runs on a phone hotspot
Card + PINEMV certifiedPortable
Full banking
BC Banking Operate as a bank correspondent Open savings accounts with eKYC, take deposits and withdrawals, and disburse pensions and DBT — full banking, run from your shop.
  • Savings account opening with eKYC
  • Cash deposit and withdrawal
  • Recurring and fixed deposits
  • Pension and DBT disbursal
eKYCBank-tiedDBT ready
Protection
Insurance Cover priced for a village household Life, health, accident, two-wheeler and crop policies with cash premium collection — and claim assistance from a partner the family already knows.
  • Life, health and accident cover
  • Two-wheeler and crop policies
  • Premium collection in cash
  • Claim assistance by the partner
IRDAI partnersCash premiumMicro-cover
Credit access
Loans Credit for customers banks miss Personal, business, gold and two-wheeler loan sourcing with a paperless application from the app, and commission on every disbursal.
  • Personal and business loans
  • Gold and two-wheeler loans
  • Paperless application from the app
  • Sourcing commission per disbursal
NBFC networkPaperlessCommission
Become a Partner

Your shop is already the centre of the village. Make it the bank too.

Onboarding takes a day. No franchise fee, no minimum float, and commission credited on every transaction.

Become a Partner +91 90009 09090

Monday to Saturday, 9 AM – 8 PM · Support in 11 languages